Accept-By-Phone

A credit card is part of a system of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holders promise to pay for these goods and services. Accept-By-Phone™ has made it easy and affordable for small businesses, professionals, seasonal merchants & tradespeople to accept major credit cards.

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Accepting Credit Cards

The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user. A credit card is different from a charge card, where a charge card requires the balance to be paid in full each month.

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Credit Card Processing and Merchant Accounts

credit cards allow the consumers to ‘revolve’ their balance, at the cost of having interest charged. Most credit cards are issued by localbanks or credit unions, and are the same shape and size as specified by the ISO 7810 standard. Credit cards are issued after an account has been approved by the credit provider, after which cardholders can use it to make purchases at merchants accepting that card.

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Accept credit cards anywhere

Credit cards are issued after an account has been approved by the credit provider, after which cardholders can use it to make purchases at merchants accepting that card. When a purchase is made, the credit card user agrees to pay the card issuer. The cardholder indicates his/her consent to pay, by signing a receipt with a record of the card details and indicating the amount to be paid or by entering a Personal identification number (PIN).

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